About ESSENCE Healthcare

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No one should stand between you and your doctor. That’s the guiding principle behind ESSENCE Advantage HMO, a unique Medicare Advantage plan designed and directed by local doctors.

ESSENCE plans give you more than the Original Medicare plan alone. We combine hospital (Part A), medical (Part B) and prescription drug (Part D) coverage together into one simple and affordable plan with extra benefits not included in Original Medicare. For as little as $0 per month, you can enjoy one-stop coverage designed and directed by doctors in your community.

These doctors took great care in creating a plan that promotes long-lasting health and wellness, but without the expensive monthly premiums found in some other Medicare insurance options. They encouraged regular preventive checkups by keeping doctor office co-pays low, and included generous coverage of brand name and prescription drugs. They also added extra benefits not found in some other Medicare insurance options, including routine dental and vision coverage.

When you join an ESSENCE plan, you’ll choose one of these doctors to help you coordinate your health care – in other words, to make sure nothing slips through the cracks. This doctor will stand by your side as an advocate for your long-lasting health and wellness.

In the next section, we’ll provide you several reasons why an ESSENCE Healthcare plan may be a good choice for you.

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Members must use ESSENCE plan providers for routine care, and an additional cost may be assessed for using out-of-network providers.

ESSENCE members must continue to pay their Medicare Part A and Part B premium(s).